The Boulder Housing Authority and 10 students in Professor Amy Schmitz's Consumer Empowerment class offered a free public seminar this past weekend on how to be a savvy consumer. Students tailored their 25-minute presentations to address issues that have arisen due to the current economic crisis. The seminar covered a variety of important consumer issues, including apartment leases, dangerous home loans, arbitration, toy safety, gift cards, credit cards, payday loans, credit counseling, and bankruptcy. The 20 community members that attended were most interested in apartment leases, as it seemed like they had been taken advantage of by a landlord in some way at some point. Also, there numerous questions regarding credit and repairing or guarding one's credit.